Wayne Austin IFA Ltd operates on a consultancy basis for many nationwide companies and for local government.
Most of us have dreams for the future. A new car, a holiday home, or perhaps financial freedom in retirement. Good financial planning is key to making those dreams a reality. For those already struggling with financial commitments, it can be difficult to see a way out of debt, let alone work towards achieving financial ambitions. We offer a range of services designed to help people overcome financial difficulties enabling them to plan long term financial solutions appropriate to their situation and ensure a healthy financial future.
Seminars and One-to-One Clinics
We offer either a full day or half day on-site financial consultancy service, which consists of a 90 minute seminar, “The Financial Facts of Life” - followed by one-to-one financial clinic sessions. The seminar will cover such issues as debt, savings, investment and pensions. Delegates will also be offered guidance on understanding financial jargon and what it means to them.
The seminars can be complemented by 30 minute one-to-one sessions in which delegates can ask questions that relate to their personal circumstances in a private and confidential environment. This dual format has proven extremely effective, receiving overwhelmingly positive feedback from past clients and their employees. Roughly three one-to-one sessions can take place during a half day booking, or approximately eight during a full day.
Mix and Match Seminar Modules
Our range of 60 minute financial seminar sessions allows you to mix and match modules throughout the day according to your requirements. Hold one or more (of up to 4) seminars throughout one day to enable staff and managers to attend the session most relevant to their needs. Alternatively, one can be delivered at a suitable time during the day with the one-to-one clinics being held around it.
We deliver flexible sessions on the following topics:
Financial Facts of Life
This seminar covers topics such as debt, savings, investments and pensions. The seminar is designed to give delegates a clearer understanding of general financial issues, demystify financial jargon and enable them to make good informed decisions about their finances.
Executive Services
Directors and senior management are often discounted from events such as these however we can offer tailored services for people with more complex financial lives. Busy executives may often pay little or no attention to their own financial well being, potentially requiring more detailed financial planning often paying particular attention to tax planning. Executive services can be offered at the place of work or at a place of their choice, however, the major benefit of our offering is guaranteed impartiality and a no sell approach.
Pensions
Making decisions about pensions can be stressful and confusing due to the amounts of money involved, the lengthy timescales and lack of market clarity. This seminar provides delegates with support and guidance on the products on the market, those to avoid and how to determine which one is best suited to them. Personal, state and company pensions can all be covered if required.
Planning for Retirement
A successful retirement begins with a clear understanding of one’s financial situation and the options available. This targeted session outlines information on pensions, provides delegates with advice on preparing to live on a reduced income and managing any outstanding debt and covers issues that may arise around early retirement. Financial planning is vital to ensure that employees make the right decisions for their long term financial wellbeing.
Preparing for Redundancy
The process of making redundancies is never easy. This seminar helps with a key aspect of redundancy by providing practical financial information and advice to employees that find themselves in this often difficult situation. Subjects covered include managing debt, budgeting, managing your finances, investing for income and understanding investment risk
Managing on a Reduced Income
Many of your staff may be facing the challenges of debt or a drop in household income. Whatever the causes, when this happens it can be difficult to adjust spending patterns, which eventually results in difficulty meeting financial commitments. This seminar identifies priorities in spending, and thereby helps people budget effectively and plan for the future. In addition, Wayne Austin IFA have successfully designed and facilitated a system with a large city council to manage employees in this particular situation.
Managing Debt
A session which covers topics such as coping with a reduced income, reducing debt and managing your personal finances. Mortgages, credit cards, loans, credit referencing and bankruptcy are also covered in detail. Delegates learn how to improve their finances and manage their money more effectively.
Building a positive, financially secure future
Improve finances; learn about various bank accounts, tax, mortgages, investments and savings. This seminar provides assistance to individuals with long term planning and building a more secure financial future